What is a Self-Directed IRA?

Simply stated, a self-directed IRA is one that permits the account holder the broadest possible investment choices,  including those outside the public markets.  However,  the term “self-directed” is simply a marketing term.

In fact, a self-directed IRA is not a type of IRA at all, as all types of IRAs (Traditional, Roth, SEP, Simple, ESA, HSA) can be self-directed.  IRAs can purchase almost anything!  In most cases it is simply the account agreement of the bank or custodian which limits you to the traditional investments such as stocks, bonds, mutual funds, and CDs.  With a truly self-directed IRA with Quest IRA, you are allowed to invest in any nontraditional investments allowed by the IRS.  This includes investments such as Real Estate, Promissory Notes, Private Placements, Precious Metals, Tax Liens, and much more. With a Quest IRA account, you are in control of all the decisions, and as such always advised to consult your investment and tax professionals for the best possible advice that is tailored to you.